The U.P. The Co-operative Institutional Service Board conducts the UP Cooperative Bank Exam to recruit candidates for various banking and technical posts such as Manager, Junior Manager, Assistant, and Assistant Engineer in cooperative banks across Uttar Pradesh. This exam, officially known as the Combined Co-operative Banking & Technical Services Examination, is a great opportunity for aspirants seeking a stable career in the banking sector.
The selection process typically includes Preliminary and Main examinations followed by document verification or an interview, depending on the post. The exam is conducted in online mode and consists of objective-type multiple-choice questions assessing candidates’ skills in reasoning, quantitative aptitude, language proficiency, general awareness, and cooperative knowledge. The preliminary exam acts as a qualifying stage, while the main exam determines the final merit. With moderate difficulty and a structured syllabus, this exam attracts a large number of candidates every year.
UPCISB UP Cooperative Bank: Overview Table
| Particulars | Details |
| Organization Name | Various Co-operative Institutions under UPCISB |
| Exam Conducting Body Name | U. P. Co-operative Institutional Service Board (UPCISB), Lucknow |
| Exam Name | Combined Co-operative Banking, Non-Banking and Technical Services Examination 2026 |
| Post Name | Manager, Junior Manager, Assistant/Cashier, Assistant Engineer, Junior Engineer, Accountant, Stenographer, etc. |
| UP Cooperative Bank Vacancy | 2,085 |
| Total No. of Questions | Preliminary – 100 Main – 120 |
| Total Marks | Preliminary – 100 Main – 200 |
| Time Duration | Preliminary – 90 minutes (1.5 hours) Main – 120 minutes (2 hours) |
| UP Cooperative Bank Selection Process | - Preliminary Exam (if required)
- Main Exam, Interview / Proficiency Test
- Document Verification
|
| Official Website | upsssc.gov.in |
UPCISB UP Cooperative Bank: Exam Pattern
| Stage | Details |
| Mode of Exam | Objective-type Online Examination |
| Preliminary Exam | Conducted if applications are high |
| Purpose of Prelims | Screening test (marks not counted in final merit) |
Preliminary Examination
The Preliminary exam acts as a screening test and its marks are not added to the final merit list. All questions are multiple-choice objective type.
| Exam Details | Information |
| Total Duration | 90 Minutes (1 hour 30 minutes) |
| Total Questions | 100 |
| Total Marks | 100 |
| S.N. | Section / Subject | Number of Questions | Marks Per Question | Maximum Marks |
| 1 | Numerical Ability / Quantitative Aptitude | 35 | 1 | 35 |
| 2 | Reasoning Ability / Mental Ability | 35 | 1 | 35 |
| 3 | Hindi Language & General English | 20 | 1 | 20 |
| 4 | Cooperative Knowledge | 10 | 1 | 10 |
| Total | | 100 | | 100 |
| Exam Details | Information |
|---|
| Total Questions | 100 |
| Total Marks | 100 |
| Duration | 90 Minutes (1 hour 30 minutes) |
| Marking Scheme | 1 mark for each correct answer; 1/4th (25%) negative marking for wrong answers |
| Sections | Numerical Ability, Reasoning Ability, Hindi Language, English Language, Cooperative Knowledge |
UPCISB UP Cooperative Bank: Main Examination
The Main examination is the decisive stage for final selection. The pattern varies slightly depending on whether you are applying for Officer/Technical posts or Clerical posts.
| Exam Details | Information |
|---|
| Total Duration | 120 Minutes (2 hours) |
| Total Questions | 120 |
| Total Marks | 200 |
Pattern A: Officer & Specialized Posts
| S.N. | Section / Subject | Number of Questions | Marks Per Question | Maximum Marks |
| 1 | Reasoning Ability / Mental Ability | 20 | 1 | 20 |
| 2 | Numerical Ability / Quantitative Aptitude | 20 | 1 | 20 |
| 3 | General Awareness | 15 | 1 | 15 |
| 4 | Cooperative | 15 | 1 | 15 |
| 5 | Language (Hindi & English) | 10 | 1 | 10 |
| 6 | Subject Domain (Civil, Electrical, CS, Commerce, or Managerial Skills based on post) | 40 | 3 | 120 |
| Total | | 120 | | 200 |
Pattern B: Clerical & Assistant Posts
| S.N. | Section / Subject | Number of Questions | Marks Per Question | Maximum Marks |
| 1 | Reasoning Ability / Mental Ability | 20 | 2 | 40 |
| 2 | Numerical Ability / Quantitative Aptitude | 20 | 2 | 40 |
| 3 | Computer Language | 20 | 2 | 40 |
| 4 | Language (Hindi & English) | 20 | 2 | 40 |
| 5 | General Awareness | 20 | 1 | 20 |
| 6 | Cooperative | 20 | 1 | 20 |
| Total | | 120 | | 200 |
| Exam Details | Information |
|---|
| Total Questions | 120 |
| Total Marks | 200 |
| Duration | 120 Minutes (2 hours) |
| Marking Scheme | 1/4th (25%) marks deducted for each incorrect answer |
| Minimum Qualifying Marks | 35% for SC/ST candidates and 40% for all other categories |
UPCISB UP Cooperative Bank: Syllabus
| Subject | Detailed Topics |
| Numerical Ability / Quantitative Aptitude | Simplification, Number Series, Percentage, Profit & Loss, Discount, Simple & Compound Interest, Average, Ratio & Proportion, Problems on Ages, Partnership, Time & Work, Speed Time & Distance, Boat & Stream, Probability, Mensuration, Data Interpretation (Bar, Pie, Line, Tabular), Quadratic Equations. |
| Reasoning Ability / Mental Ability | Alphabetical order, Coding-Decoding, Direction & Distance, Blood Relation, Order & Ranking, Sitting Arrangement, Puzzles, Syllogism, Input-Output, Decision Making, Statement & Assumption, Cause & Effect, Clock & Calendar, Cube & Dice, Non-Verbal Reasoning (Images, Paper folding). |
| Hindi Language | अपठित बोध (Comprehension), अनेक शब्दों के लिए एक शब्द, वाक्य शुद्धि, मुहावरे और लोकोक्तियाँ, पर्यायवाची, विलोम, शब्द शुद्धि, रिक्त स्थानों की पूर्ति, समास, संधि, उपसर्ग, प्रत्यय, अलंकार, रस विवेचन. |
| English Language | Vocabulary, Tenses Rules, Grammar, Idioms & Phrases, Reading Comprehension, Fill in the blanks, Spotting Errors, Cloze Test, Para jumbles, Synonyms, Antonyms, Sentence Correction. |
| Co-operative Knowledge | Origin & Development of Cooperatives, National Level Important Cooperatives (e.g., Amul, IFFCO), Formation of Union Ministry of Cooperation, Development of Cooperatives in UP, Top Co-operative Societies in UP, Innovations in Cooperatives. |
| General Awareness (Mains Only) | Structure/Role of Co-operative Banks in UP, RBI & Monetary Policies, NPA & Basel Standards, Inflation, Financial Planning, Indian History, Indian Polity & Constitution, General Science, Geography of India, Current Affairs (National/International), General info related to UP. |
UPCISB UP Cooperative Bank: Preparation Tips
- Prioritize Accuracy Over Guesswork With a strict 1/4th negative marking scheme in both the Prelims and Mains, blind guessing can severely damage your score. Focus on building concept clarity so you can answer with high confidence.
- Master the “Co-operative” Section Most banking aspirants are well-versed in Math and Reasoning, but the “Co-operative Knowledge” section is unique to this exam. Dedicate special time to studying the history of cooperatives in India, specific UP state cooperative societies, and the recently formed Union Ministry of Cooperation. This section is highly scoring if prepared well.
- Balance Your Languages Unlike standard bank exams where you might choose between English and Hindi, this exam tests both. Brush up on standard Hindi grammar (Sandhi, Samas, Alankar) alongside English reading comprehension and vocabulary.
- Clear the Sectional and Overall Cut-offs Remember the baseline: you must score at least 40% (35% for SC/ST) in the Main examination to even be considered for the merit list. Design your mock test strategy to ensure you are comfortably clearing this minimum efficiency standard across all subjects.
- Stay Updated on UP Current Affairs The General Awareness section heavily emphasizes general information related to the state of Uttar Pradesh and its cooperative banking structure. Read local UP news and track the state’s recent welfare schemes and financial planning initiatives.
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