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Table of Contents

Punjab National Bank (PNB) is a big, government-owned bank in India. It has a new job opening for 2025. The bank is asking people to apply online for the job of Local Bank Officer (LBO). This is a Scale-I officer job.
This is a great chance for people who already have banking experience. There are 750 jobs open in 17 different states.
This job opening is special. It’s for people who already work in a bank and can speak the local language of their area. The name “Local Bank Officer” means PNB wants to hire officers who know the local language and understand the local area.
If you get this job, you will get to work in the state you applied for. You won’t have to worry about being transferred far away for at least the first nine years.
If you have a college degree and at least one year of bank experience this job is for you .
Event
Date
Start Date to Apply Online
03.11.2025
Last Date to Apply Online
23.11.2025
Possible Date for Online Test
December 2025 / January 2026
- PNB LBO Job Details 2025
The bank has 750 total jobs for the LBO post. These jobs are in different states. You can only apply for a job in one state. The bank will make a separate list of winners for each state and for each category (like SC, ST, OBC).
You must know how to read, write, and speak the local language for the state you apply to.
- List of Jobs by State and Category
S.No.
State
Language You Must Know
Total Jobs
SC
ST
OBC
EWS
UR
PwBD*
1
Andhra Pradesh
Telugu
5
1
4
2
Gujarat
Gujarati
95
14
7
25
9
40
3
3
Karnataka
Kannada
85
12
6
22
8
37
3
4
Maharashtra
Marathi
135
20
10
36
13
56
5
5
Telangana
Telugu
88
13
6
23
8
38
3
6
Tamil Nadu
Tamil
85
12
6
22
8
37
3
7
West Bengal
Bengali
90
13
6
24
9
38
3
8
Jammu & Kashmir
Urdu/ Dogri/ Kashmiri
20
3
1
5
2
9
9
Ladakh
Urdu/Purgi/ Bhoti
3
3
10
Arunachal Pradesh
English
5
1
4
11
Assam
Assamese/ Bodo
86
12
6
23
8
37
3
12
Manipur
Manipuri/ Meitei
8
1
2
5
13
Meghalaya
Garo/Khasi
8
1
2
5
14
Mizoram
Mizo
5
1
4
15
Nagaland
English
5
1
4
16
Sikkim
Nepali/ Sikkimese
5
1
4
17
Tripura
Bengali/ Kokborok
22
3
1
5
2
11
Total
750
104
49
194
67
336
23
*PwBD means Persons with Benchmark Disabilities. These 23 spots are reserved for them.
- Eligibility Criteria
Before you apply, you must check if you are allowed. Make sure you meet all the rules. The last dates (cut-off dates) for checking your age, education, and experience are different.
- 1.Nationality
You must be:
A citizen of India, or
A subject of Nepal, or
A subject of Bhutan, or
A Tibetan Refugee who came to India before January 1, 1962, or
A person of Indian origin who moved from certain countries (like Pakistan, Burma, Sri Lanka) to live in India permanently.
If you are not an Indian citizen (from the other groups), you must have a certificate from the Government of India.
- 2. Education Qualifications
Degree: You must have a college degree in any subject.
College: The degree must be from a university that the Government of India accepts.
Last Date: You must have your mark-sheet or degree certificate. Your college results must have been announced on or before 23.11.2025.
- 3. Your Work Experience
How Much: You must have at least one year of work experience. This experience must be after you got your degree.
What Kind: You must have worked as a Clerk or an Officer.
Where: Your experience must be from a Scheduled Commercial Bank or a Regional Rural Bank.
Last Date: The bank will count your experience up to the last day to apply, which is 23.11.2025.
- 4. Your Age Limit
Age:
Youngest: 20 years old
Oldest: 30 years old
Last Date: The bank will check your age as it was on 01.07.2025.
- 5. Extra Years for Some Categories (Age Relaxation)
Some people can still apply even if they are older than 30.
Sr.
Category
Extra Time Allowed
(i)
Scheduled Caste / Scheduled Tribe
5 Years
(ii)
Other Backward Classes (Non-creamy layer)
3 Years
(iii)
Persons with Benchmark Disability (PwBD)
10 Years
(iv)
Ex-Servicemen
5 Years
(v)
Persons affected by 1984 riots
5 Years
- 6. Local Language Skill
This is a must. You must be good at reading, writing, and speaking the local language for the state you want to work in.
- Application Fee and How to Apply
- Application Fee
Category
Fee to Pay
SC/ST/PwBD
Rs. 59/- (This is Rs. 50 + GST)
Everyone else (General, EWS, OBC)
Rs. 1180/- (This is Rs. 1000 + GST)
- Application Process
You must apply online on the PNB website. You cannot apply in any other way.
Go to the Website: Open the PNB website https://pnb.bank.in/. Find the “Recruitment/Career” page.
Start Your Application: Click the link for “Recruitment of Local Bank Officers.” Then click “CLICK HERE FOR NEW REGISTRATION.”
Get Your Login: Fill in your basic info (like name, email, phone number). The website will give you a registration number and password. Write these down.
Upload Your Files: You will need to scan and upload these files:
Your photo (20kb-50kb)
A live photo (taken with your webcam or phone)
Your signature (10kb-20kb)
Your left thumb impression (20kb-50kb)
A hand-written promise (declaration) (50kb-100kb)
Your caste or disability certificate (PDF, under 500kb)
Your education degree and mark-sheets (PDF, under 500kb)
Your work experience papers (PDF, under 500kb)
Finish the Form: Fill in all your details. Check everything carefully. After you click “COMPLETE REGISTRATION,” you cannot change anything.
Pay the Fee: Pay the application fee using a debit card, credit card, net banking, or UPI.
Print Your Form: After you pay, the website will make an e-receipt and your final application form. Print both of these and keep them safe.
- - Salary
If you get the job, you will be an officer in the Junior Management Grade Scale-I (JMGS-I). The pay is very good and comes with great benefits.
Pay Scale: The basic pay is Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920.
Other Benefits: Besides your basic pay, you will also get:
Dearness Allowance (DA)
City Compensatory Allowance (CCA)
House Rent Allowance (HRA) or a place to live
Leave Fare Concession (money for travel on vacation)
Medical Insurance
Retirement Benefits (like pension)
Other benefits as per the bank’s rules.
Note on Extra Pay for Officer Experience:
If you have worked as an Officer before, you can get extra pay.
You get one extra increment (a pay raise) for each finished year you worked as an officer.
You can get a maximum of two of these extra increments.
- Selection Process
The bank will pick people in four steps. You must pass each step to get to the next one.
The four steps are:
Online Written Test
Screening
Local Language Proficiency Test (LLPT)
Personal Interview
- Step 1: Online Written Test
This is the first and most important step. It’s an online test with time limits for each section.
- Step 2: Screening
After the test, the bank will check the applications and papers of the people who passed. They will check if you really meet the rules for education, experience, etc. If you don’t meet the rules, you will be rejected.
- Step 3: Local Language Test (LLPT)
This is a test to check your local language skill. It is a pass/fail test.
Who has to take this test? Anyone who did not study the local language as a subject in 10th or 12th grade.
Who does not have to take this test? If you can show a mark sheet that proves you studied the language in 10th or 12th, you don’t have to take it.
What is on the test? They will check your reading, writing, and speaking skills.
Why is this important? If you fail this test, you will not get the job. This is true even if you get very high scores on the main test and the interview.
- Step 4: Personal Interview
People who pass the online test and language test will be called for an interview.
Total Marks: The interview is for 50 marks.
Marks Needed to Pass:
SC/ST Candidates: 45% (22.50 marks)
All Other Candidates: 50% (25 marks)
If you don’t get these minimum marks in the interview, you will be disqualified.
You must pass both the test and the interview to be put on the final list.
- Exam Pattern
Name of the Test
How many Questions
How many Marks
Time for this Section
Computer Reasoning & Aptitude
25
25
35 minutes
Data Analysis & Interpretation
25
25
35 minutes
English Language
25
25
25 minutes
Quantitative Aptitude
25
25
35 minutes
General/Economy/Banking Awareness
50
50
50 minutes
Total
150
150
180 Minutes (3 Hours)
Important Rules for the Test:
Wrong Answers: Yes, there is a penalty. For every wrong answer, 0.25 marks will be taken away.
Passing Marks: You must get a minimum score in each section to be considered.
General/EWS Category: 40%
Reserved Category (SC/ST/OBC/PwBD): 35%
- Syllabus
The bank only gives the subject names.
- 1. Computer Reasoning & Aptitude
This section mixes brain puzzles with computer knowledge.
Reasoning:
Puzzles (like seating, floors, boxes)
Syllogism
Blood Relations
Coding-Decoding
Inequalities
Direction and Distance
Order and Ranking
Input-Output
Data Sufficiency
Logical and Analytical Puzzles
Computer:
Computer Basics & History
Hardware and Software
Operating Systems
MS Office (Word, Excel, PowerPoint)
Internet and Networking
Computer Short Forms (Abbreviations)
Cybersecurity
- 2. Data Analysis & Interpretation (DI)
This tests if you can understand charts and graphs.
DI Sets (Tables, Bar Graphs, Line Graphs, Pie Charts)
Caselets (Paragraph-based DI)
Missing Data DI
Radar Graphs
Math-based DI (using topics like Profit & Loss, Time & Work)
Data Sufficiency
- 3. English Language
This tests your English reading and grammar.
Reading Comprehension (RC)
Cloze Test (Filling in blanks in a story)
Error Spotting / Sentence Correction
Para Jumbles (Putting sentences in the right order)
Fill in the Blanks
Vocabulary (Synonyms & Antonyms)
Idioms and Phrases
- 4. Quantitative Aptitude
This tests your math skills.
Simplification and Approximation
Number Series (Find the missing or wrong number)
Quadratic Equations
Math Problems:
Percentage
Ratio and Proportion
Average
Profit and Loss
Simple and Compound Interest
Time and Work
Time, Speed, and Distance
Partnership
Mixtures
Mensuration (Area and Volume)
Probability
- 5. General/Economy/Banking Awareness
This is a big section with 50 questions. It focuses on banking and money.
Banking:
Banking words and what they mean
RBI and its rules
Types of Bank Accounts, Cheques, Cards
Priority Sector Lending (PSL)
NPAs and Bank Rules
History of Banking
Financial Groups (NABARD, SEBI, SIDBI)
Digital Banking (UPI, NEFT, RTGS)
Economy:
Union Budget and Economic Survey
Government Schemes (especially about money)
National Income (GDP)
Inflation
Current Affairs:
News from the last 6 months (mostly about banking, economy, and new appointments).
Static GK:
Bank HQs, Dams, Parks (if they were in the news).
- Tips for Preparing
Focus on Banking: The “Banking Awareness” section has 50 questions. This is the most important section. Since you already work in a bank, you have a big advantage. Review all banking ideas, RBI rules, and recent bank news.
Get Good at DI & Reasoning: These sections just need practice. Try to solve 5-10 sets of DI and Puzzles every day. You have a time limit for each section, so you must be fast and correct.
Don’t Forget English: The English section has the shortest time (25 minutes). You must be able to read fast. Practice reading and grammar quizzes every day.
Take Practice Tests: You must do this. Take as many full practice tests (mock tests) as you can. This helps you learn to manage the time, find your weak spots, and get used to a 3-hour test.
Review Math Basics: For the Math section, make sure you are good at arithmetic (Percentage, Ratio, Average). These topics are also used in many DI questions.
- Admit Card
The bank will not mail you an admit card. You must download it from the PNB website.
How to Download: You will have to log in to the PNB “Recruitment/Career” page with your registration number and password.
Finding Out When: The bank will post a notice on its website when the admit cards are ready to download. Keep checking the website.
Photo: You must stick a recent photo on your printed admit card. It must be the same photo you uploaded when you applied.
- Result
The bank will post the results for each step on its website.
Final List: The final list of winners will be based on your total score from the Online Test and the Personal Interview added together.
If Scores are Tied: If two people get the exact same score, the older person will be put higher on the list.
Getting the Job: If you are selected, you will be offered the job. But first, you must show all your original documents, pass a medical fitness test, and sign a 3-year indemnity bond. (This bond means if you leave the job before 3 years, you must pay the bank Rs. 2,00,000).
Credit Score: You must also have a good credit (CIBIL) score. It must be 680 or higher when you join the bank.

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